Care Authority Advice
We are able to advise on care authority financial assessments, the payment of care fees and the role of social services.
Deed of Variation
A Deed of Variation can be used by the beneficiaries to change entitlements under a Will or Intestacy (most commonly for tax saving purposes) – it allows a beneficiary to re-direct his or her gift for the benefit of another individual (avoiding the same money being taxed twice). This is to be completed within two years of the date of death.
If a loved one is unable to manage their own affairs or make their own decisions regarding their personal welfare.
Our Probate and Administration Service can provide as little or as much assistance as you need at a difficult time. We are available to answer any questions that you may have and to professionally advise you throughout; this ensures that the process is as simple, cost effective and safe as is possible.
Guaranteed Prepaid Funeral Plans that include funeral directors fees and third party costs (disbursements). No medical required.
Home Protection Trust
Our Home Protection Trust is created to protect your family home and your right of residence within your home. The purpose is to ensure that the property will pass directly to your chosen beneficiaries, after your death, with as little hassle and delay as is possible. It may also remove your home’s value from being included in a local authority means assessment for care home fees.
Inheritance Tax Savings Trust
Our IHT Savings Trust is designed to allow individuals to remove taxable assets (normally cash) from their estate to reduce the inheritance tax liability. These funds are gifted to the trust (either as a single payment or several single payments) as a lifetime transfer. The Settlor can manage the funds if they are not used to benefit the Settlor.
Power of Attorney
No one likes to think about losing the ability to manage their own affairs including handling a bank account, claiming benefits, looking after their tax affairs or transacting a house sale.
Tax matters to date of death- including the completion of repayment claim forms, self-assessment tax returns.
Making a Will is an interactive process, so do not risk a life-time’s work by making a Will without meeting and discussing your requirements with one of our experienced consultants.